joking aside, is it for future expenses? i would use the debt to cover basic needs to keep you afloat maybe and then use that stability to try and find a job to be able to pay it back. for actual budgeting, maybe just use it for rent and food only and try and cook? is that kind of what you meant?

Bro no it’s for art only the one I send you today but I need to make a financial plan with it so idk